Truck Scrap Causes Accident
We have all encountered scrap or debris in the road we are traveling on and recognize the dangers it can have to both our vehicles and potentially ourselves. A recent accident in Texas is particularly disturbing since it caused harm and also because the vehicle insurance provider used a state law as a loophole to avoid paying the claim. Deanna Dewberry composed an article on Monday, January 12, 2015 on News 5 NBCDFW with a heading title ‘Insurer refuses to pay based on interpretation of applicable state law’ that is listed as follows: “Most of us buy car insurance and we think we’re covered in the event of a crash. A couple from Burleson thought their auto insurance policy covered just about everything, but a freak accident changed that belief. They discovered what they’re calling legal loopholes following a wreck last year. Holly Dunn was on her typical commute when an 11-pound piece of metal ricocheted through her windshield.” Accordng to Tim Dunn, her husband, “It came through her windshield with such force that it entered her cheek, severed her ear and exited out of her skull”. The next step was immediately to the hospital. “Doctors operated on Holly’s brain. When the doctor finally arrived in the waiting room, he had good news. Holly’s brain was intact.
Holly slowly found a new normal, returning part-time to her small business. Meanwhile, the police investigation concluded the metal piece that shot through Holly’s windshield was a leaf spring that likely came loose from a semi-truck. Tim began filing claims with Allstate, his auto insurer. Under the Dunn’s insurance policy — they requested uninsured motorist benefits from Allstate. It would entitle Holly to $30,000 for serious bodily injury – money which could help with expenses not covered by health insurance. Allstate refused and said they would not pay. Allstate did pay for the totaled car, it denied the bodily injury payment as there had been no physical contact with an unidentified motor vehicle. Allstate concluded that had Holly been hit by the truck, not a part of it, and the truck left the scene, she likely would have been covered. The Texas insurance code said to qualify for uninsured motorist benefits there has to be physical contact with the vehicle. California, for example, has provisions for cargo and vehicle components when it comes to uninsured motorist claims. Allstate looked extensively into this case and unfortunately in this circumstance, the industry is regulated by law that states any uninsured motorist policy written in the state of Texas requires direct contact with an unknown vehicle. The Dunn’s are still hopeful someone who may have seen the crash will come forward to identify the truck. And they’re equally hopeful the state legislature will look into this provision and make changes to help people like them when facing crashes like this.” The complete story is available here: http://www.nbcdfw.com/
This story is a reminder of the many dangers out on the roadway. As a provider of scrap car removal services, we have seen many vehicles that were involved in serious collisions. Cash 4 Cars Akron is Summit County’s premier option for scrapping cars. If wondering who buys scrap cars in Coventry Township, Springfield Township, the Merriman Valley or Mogadore? We will gladly handle the scrap car removal of your junk car in the Portage Lakes, East Akron, North Akron and Wadsworth. Scrapping cars is what we do 7 days a week and we pay cash to those throughout Kenmore, Hudson, Lakemore and the Rolling Acres neighborhoods. You may find another service who buys scrap cars in Monroe Falls, Peninsula, Tallmadge and New Franklin—but none can deliver the excellent customer service that Cash 4 Cars Akron does. Free towing is included in in scrap car removal program regardless whether we are scrapping cars in Silver Lake, Copley, Clinton, Cuyahoga Falls or beyond. Call 330-271-6464 for who buys scrap cars in Chapel Hill, Barberton, Bath and Canal Fulton.
